Discover tailored financing solutions for your first home, your next home, refinancing your home loan, and purchasing a car for business or personal use. Benefit from expert guidance, competitive rates, and a personalised service to meet your needs.
At Ozgroup Finance, we understand that securing the right financing is a crucial step in achieving your financial and lifestyle goals.
Whether you’re purchasing a property, refinancing your existing mortgage, or purchasing a vehicle, our comprehensive range of finance services is designed to meet your unique needs with expert guidance, personalised solutions, and competitive interest rates.
Comprehensive Mortgage Solutions
Navigating the mortgage landscape can be overwhelming, but our team of seasoned professionals are here to simplify the process. We offer variety of mortgage products tailored to suit your specific circumstances, ensuring you find the best fit for your financial situation and long-term goals. Our services include:
First-Time Homebuyer Assistance
We specialise in helping first-time buyers navigate the mortgage process, from pre-approval to settlement. Our expert advisors provide personalised support and education, making the journey to homeownership smooth and stress-free. We understand how daunting it can be, but do not worry, we will help you make it easy.
Investment Property Purchasing
For those looking to invest in real estate, we offer tailored financing solutions that align with your investment strategy. Our team provides insights into market trends and helps structure loans to optimise cash flow and tax benefits.
Specialty Loans
We understand that some clients have unique financing needs. Whether it's a Bridging Loan, a loan for your renovations, or a parental leave loan, we offer specialty loan products designed to meet your specific requirements.
Refinancing Your Mortgage
Secure Better Rates and Terms
We evaluate your current mortgage and financial situation to find opportunities for better rates and terms, saving you money over the life of your loan.
Unlike a bank, we will take time to review multiple lending products to ensure you get the best rate possible.
Refinancing your mortgage can provide significant financial benefits, from lowering your monthly payments to accessing your home’s equity. Our refinancing services are designed to help you:
Access Your Equity
Whether you need funds for home improvements, debt consolidation, or other significant expenses, we help you tap into your home’s equity with favourable loan terms.
As Mortgage Brokers, we can arrange multiple valuations for your home to help you maximise the equity you can access.
Simplify Debt Management
Refinancing can also simplify your financial life by consolidating multiple debts into a single, more manageable payment.
Do you have multiple personal loans? Credit cards? After pay arrangements? Let’s consolidate this all into one payment so you can manage your finances better.
Vehicle Financing
Competitive Rates and Terms
We work with a network of lenders to secure the most competitive rates and terms, ensuring you get the best deal for your new or used vehicle.
Purchasing a car is a significant purchase, and finding the right financing is essential. Our vehicle financing services include:
Flexible Loan Options
Whether you prefer a short-term loan with higher payments or a long-term loan with lower payments, we offer flexible financing options tailored to your budget and preferences.
Streamlined Approval Process
Our team handles the paperwork and negotiations, making the approval process quick and convenient so you can focus on enjoying your new vehicle.
Self Managed Super Fund (SMSF)
Purchasing a property through your Self Managed Super fund is a complex decision, and finding the right financing is essential. Our property financing services for SMSF lending include:
Tailored SMSF Solutions
Every individual's financial situation and retirement goals are unique, which is why we offer tailored SMSF solutions to meet your specific needs.
Simple Application Process
Unlike a traditional home loan, SMSF loans require minimal documentation when servicing a loan.
Access To Multiple Lenders
We can connect with different lenders to ensure we find a solution that suits your situation the best. Helping you find the best loan terms possible to suit your next investment purchase.